Platform Policies & Support

Version 1.0Effective March 9, 2026

Plain Language Summary

This document explains the operational policies of Lime Mutual, including how claims are reviewed, how support works, and how the community pool is managed.


These policies help ensure transparency and fairness for all members.


They may evolve as the platform grows and i mproves.

1. Claims Policy


Members may submit claims for eligible healthcare expenses through the platform.


Claims must include:


- proof of service

- relevant documentation

- accurate claim details


Claims are reviewed for eligibility according to platform rules.


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2. Claim Review Process


Claims may go through several stages:


1. Submission

2. Verification

3. Approval or rejection

4. Reimbursement allocation during settlement cycles


Members may be contacted if additional documentation is required.


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3. Pool Transparency


Lime Mutual maintains transparency about the community pool through platform metrics such as:


- pool liquidity

- claims exposure

- reimbursement ratios


These values may fluctuate depending on community activity and claim levels.


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4. Payment & Refund Policy


Member contributions support the community pool.


Refunds may be limited and depend on the platform’s operational rules and applicable laws.


Payment disputes may be submitted through the Support page.


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5. Lime AI Support Policy


Lime AI provides automated assistance for:


- platform questions

- membership inquiries

- general claim guidance


Lime AI cannot:


- approve claims

- provide medical advice

- override platform rules


Questions beyond Lime AI’s scope are escalated to human support.


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6. Support & Escalation


Users may contact support through the platform.


When Lime AI cannot resolve an issue:


- the request is escalated to the admin support team

- responses are provided asynchronously

- replies may be sent by email and appear in the member dashboard support tab


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7. Acceptable Use


Members agree not to:


- submit fraudulent claims

- abuse platform systems

- harass other users or staff

- attempt to manipulate pool calculations


Violations may result in account suspension or termination.


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8. Policy Updates


Operational policies may be updated as the platform evolves.


Members may be notified when significant changes  occur.


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9. Contact Support


Support requests can be submitted through the platform’s Contact or Support page.

Lime Mutual

Lime Mutual provides a technology platform for community health cost-sharing. Not insurance.

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